TRADE ALERT PAYPAL GIFT OPTION : YOU ARE NOT PROTECTED

Discussion in 'Buy/Sell/Trade Help' started by MustBeJewel, Oct 9, 2014.

  1. MustBeJewel

    MustBeJewel Administrator Staff Member Moderator

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    pplogo.jpg

    PayPal is the service many use to pay for or accept money for transactions for online items, including many transactions which take place here at the Trading Post.

    When you log into your PayPal account, click this button to send money:

    paypal1.jpg
    You will then be prompted to decide whether or not you are using the money to send as a gift to friends or family, or as payment for merchandise:


    paypal2.jpg

    You can view PayPal's full user agreement and terms here to read up on the specifics of Purchase Protection: https://www.paypal.com/us/webapps/mpp/ua/useragreement-full


    In a nutshell, when you Pay for goods or services, you are financially protected by PayPal because you pay a small fee. If you are the buyer and your item is never shipped, you can get your money back. If you are a seller, you are similarly protected against fraud.

    If you Send money to friends or family, there is no fee, and likewise no protection and no sure way to get your money back in the event of fraud.


    Beware of sellers who only accept payments in the gift format!!

    Send money using this format AT YOUR OWN RISK and only with people you know and trust!​
    Summersnow likes this.
  2. Icey

    Icey Princess Rinse 'N Spit

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    I never give as a gift. I just calculate what the fees cost and add them to the total if a seller tries to ask for a gift payment. I know many legit sellers that do, but I would never trust it.
    tulagirl likes this.
  3. tulagirl

    tulagirl Proud Owner of Cat Pee Pony

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    I do the same thing. I pay fees. I am not going to mess with gift option on anything unless its one dollar.

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